Business Valuation Calculator: How Much Is My Business Worth?

Find out roughly what your business is worth in under a minute. Pick your industry, enter your yearly profit and you'll see an indicative value range, the industry multiple used and your payback period straight away. It's free, there's no signup, and we built it for Australian small businesses.

Net profit before tax, plus one working owner's wage and super, plus one-off or personal costs run through the business.

Help me work it out

Example result

Indicative value: $225,000 to $450,000

Best estimate: $338,000 (2.25x)

2.3 years to earn back the price from owner's earnings

Industry range used: 1.5x to 3.0x owner's earnings (Not sure / other industry). Indicative. How we set this

Indicative value $225,000 to $450,000. Best estimate $338,000. Payback 2.3 years.

Indicative value $225,000 to $450,000. Best estimate $338,000. Payback 2.3 years.
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Indicative only, not a formal valuation. This calculator gives a general estimate based on published industry ranges and the numbers you enter. It isn't financial, tax or legal advice. Every business is different, so speak to your accountant or a qualified business valuer before you set a price or make a decision.

Fine-tune your estimate

Optional. Not sure leaves the estimate in the middle of the range.

Could the business run for a month without you?
Is most of your revenue recurring or under contract?
Is every customer under 20% of your revenue?
Has profit been steady or growing for the last 3 years?
Do you have 3 years of accountant-prepared financials?
Do you have a secure lease (5+ years including options), or does the business not need premises?

How this business valuation calculator works

This calculator gives an indicative sale range for an owner-operated Australian small business. It starts with owner's earnings: net profit before tax, plus one working owner's wage and super, plus interest, depreciation and one-off or personal costs. Buyers often call this seller's discretionary earnings. We multiply that figure by an indicative range for your industry. The low and high ends are the value range, and they stay the full industry range so the headline matches the table below. Six optional questions place a best estimate inside the range. They cover running without you, recurring revenue, customer concentration, the profit trend, accountant-prepared financials and the lease. Yes moves the estimate up. No moves it down. Not sure leaves it in place. It cannot leave the industry range. Stock at cost is added afterwards and is not multiplied. Enter an asking price to see the multiple that price implies, and the payback at that price.

Small business valuation multiples by industry (Australia)

Indicative ranges on owner's earnings. Not a survey and not a formal valuation.

Small business valuation multiples by industry. Every range is indicative.
Industry Indicative multiple Basis Status
Cafe and coffee shop 1.5x to 2.5x Owner's earnings Indicative
Restaurant and takeaway 1.5x to 2.75x Owner's earnings Indicative
Other food and drink (bakery, butcher, juice bar, catering) 1.5x to 2.5x Owner's earnings Indicative
Retail shop (general, clothing, home and garden, outdoor, tech) 1.25x to 2.5x Owner's earnings Indicative
Hair, beauty and personal care 1.5x to 2.5x Owner's earnings Indicative
Medical, dental and allied health practice 2.5x to 5.0x Owner's earnings Indicative
Childcare centre 2.5x to 4.25x Owner's earnings Indicative
Education and tutoring 2.0x to 3.5x Owner's earnings Indicative
Trades and home services (plumbing, electrical, HVAC, pest control) 2.0x to 3.5x Owner's earnings Indicative
Construction and building 2.0x to 3.5x Owner's earnings Indicative
Cleaning (commercial and residential) 1.5x to 2.5x Owner's earnings Indicative
Professional and business services (accounting, legal, consulting, marketing) 1.5x to 3.5x Owner's earnings Indicative
IT services and software 2.5x to 5.0x Owner's earnings Indicative
Online business and ecommerce 2.0x to 3.5x Owner's earnings Indicative
Transport, courier and logistics 2.0x to 3.5x Owner's earnings Indicative
Manufacturing 2.0x to 3.5x Owner's earnings Indicative
Import, export and wholesale 2.0x to 3.5x Owner's earnings Indicative
Accommodation and tourism (business only, no freehold) Freehold property, management rights and hotels are valued differently. This range covers the business only. 2.0x to 3.0x Owner's earnings Indicative
Franchise resale Franchisor approval and remaining term affect value. 1.5x to 3.0x Owner's earnings Indicative
Not sure / other industry 1.5x to 3.0x Owner's earnings Indicative
Automotive 1.5x to 3.0x (general range) Owner's earnings Indicative
Pets 1.5x to 3.0x (general range) Owner's earnings Indicative
Boat and marine 1.5x to 3.0x (general range) Owner's earnings Indicative
Entertainment, leisure and recreation 1.5x to 3.0x (general range) Owner's earnings Indicative
Advertising and promotions 1.5x to 3.0x (general range) Owner's earnings Indicative
Agricultural and farming Farms are usually valued on land and assets. 1.5x to 3.0x (general range) Owner's earnings Indicative

How we set these ranges. These are indicative ranges for owner-operated Australian businesses, measured against owner's earnings (profit plus one working owner's wage and add-backs). There is no public database of Australian small business sale multiples, so we combined published Australian broker and valuer guidance with Business For Sale's own industry guides, and checked them against five years of small business sale data. Larger businesses, freehold property, management rights and farms are valued differently. Ranges were reviewed in October 2026 and are updated yearly.

Payback period: how many years to earn back the price?

The payback period is the price divided by the yearly owner's earnings. It tells a buyer how many years of those earnings it would take to earn back the price. For many owner-operated Australian businesses it lands somewhere around 1.5 to 3.5 years. A shorter payback is better for the buyer. A longer one can still be fair when revenue is steady, the lease is secure and the business does not rely on one person. If you would need to pay a manager to do your job, the real payback is longer, because that wage comes out of the earnings. Enter a manager cost in the calculator to see it.

Worked example. A cafe with $120,000 of owner's earnings and a best estimate of $240,000 has a payback of 2.0 years. At an asking price of $350,000 the payback is 2.9 years. If a manager costs $70,000 a year, the payback at that asking price is 7.0 years.

Frequently asked questions

How much is my business worth?

Most Australian owner-operated small businesses sell for roughly 1.5 to 3 times their yearly owner's earnings (profit plus one working owner's wage and add-backs). Where yours sits depends on your industry, how much the business relies on you, how steady and recurring the revenue is, your lease and the quality of your financials. Use the calculator above for an indicative range, then speak to your accountant or a valuer for a formal figure.

What are typical small business valuation multiples by industry in Australia?

As an indicative guide on owner's earnings: cafes and hair salons often sit around 1.5x to 2.5x, retail around 1.25x to 2.5x, trades and home services around 2x to 3.5x, and childcare and health practices higher, around 2.5x to 4x or more. See the full table on this page. These ranges come from published Australian broker and valuer guidance and are not a formal valuation.

What are owner's earnings and how do I work them out?

Owner's earnings (often called seller's discretionary earnings, or SDE) are your net profit before tax, plus the wage and super you pay one working owner, plus interest, depreciation and any one-off or personal costs run through the business. It shows a buyer what the business would earn them if they ran it themselves. Use the 'Help me work it out' option in the calculator.

What is a payback period and what is a good one for a small business?

The payback period is the price divided by the yearly owner's earnings. It tells a buyer how many years it would take to earn back what they paid. For many owner-operated Australian businesses it lands somewhere around 1.5 to 3.5 years, depending on the industry and the risk. A shorter payback is better for the buyer. If you'd need to pay a manager, the real payback is longer.

Is this a formal business valuation?

No. The calculator gives an indicative estimate only, based on published industry ranges and the numbers you enter. It isn't financial, tax or legal advice. For a sale, a tax event or a dispute, speak to your accountant or a qualified business valuer.